The Car Insurance
If you want the best protection money can buy, buying an auto policy from one of the best car insurance companies is essential.
By buying a high-quality policy from a reputable provider, you’ll gain both peace of mind and protection from life-changing financial losses.
In addition to policies that can be tailored to your unique insurance needs, the best car insurance companies generally offer superior customer service, an up-to-date website where you can pay your bill or check your policy details, and a top-notch claims process that makes recovering from an auto accident as seamless as possible.
Because car insurance has become such a competitive space, shopping around for the best automobile insurance rates is crucial.
One company might charge higher rates due to your age or driving history, another might offer special discounts based on an entirely different set of criteria.
When your goal is finding the best policy at an attractive price, it pays to compare several of the highest rated companies side by side.
Understanding 5 Types of Car Insurance Coverage
It’s important that you get the right coverage for your situation, and first you need to understand what’s available. There are five main categories or types of auto insurance coverage. Let’s go through them.
Top Car Insurances
Amica Mutual: Best Overall. Amica is the best car insurance company overall based on a highly rated shopping experience, strong financial stability and the best array of coverage options.Source
State Farm: Best for Customer Service and Interaction. State Farm is the best car insurance company for customer service based on superior claims handling and a best in class online quote tool.
Progressive: Best for Discounts. Progressive is the best car insurance company for discounts based on widely available discount options and a solid consumer experience.
The Hartford: Best Policy Options. The Hartford is the best car insurance company for many different policy options including new car replacement.
Geico: Best for Tech-Savvy Consumers. Geico is the best car insurance company for tech-savvy consumers based on a superior mobile app and an impressive amount of discounts.
USAA: Best for Members of the Military. USAA is the best car insurance company for veterans and their families based on an excellent purchase experience and solid financial stability ratings.
Important Car Insurance Coverage Explained
Car insurance coverages can seem confusing if you’re not a full time insurance agent. So we’ve simplified them by breaking down the most important ones in this handy infographic.
Car Insurance Facts Infographic
When shopping around for cheap auto insurance it’s good to know some basics! Car Insurance facts can sometimes be misunderstood, even by people who have maintained auto insurance their whole lives.